CONSIDER YOUR OPTIONS

LEASING

• Leasing offers affordable payments with shorter terms...
• Consider vehicles with more options
• Choose your desired trade-in cycle
• Peace of mind as most conditions are covered within the warranty period

You have options at the end of your lease

If the vehicle is worth more than the residual value:

• Exercise your purchase option and keep it
• Exercise your purchase option and apply the equity to your next vehicle

If the vehicle is worth less than the residual value:

• Drop off the keys and walk away without any further action (subject to excess mileage or wear fees)

BUYING

Conventional loans typically require longer terms to achieve affordable payments

This keeps you...

• trading in sooner for a new vehicle
• driving the same vehicle longer even when you're ready to trade

Conventional loans have obligations when you trade-in

• The owner must find a buyer
• The owner assumes all risks of unexpected depreciation
• The condition, mileage, and wear of the vehicle will be a factor in the total vehicle value evaluation
• The owner must settle the loan balance regardless of the vehicle's value